Motosport Facilities

Choose from the custom motorsports plans that are endorsed by many of the industry’s leading organizations! Our convenient coverage protects you from the risks of owning a motorsports facility while limiting your expense to race days only. Race day rained out? No problem! You only pay for the coverage you use.

Race Teams

We offer the simplest, most affordable coverage for your entire team, carefully crafting it to match your unique needs. Our comprehensive line of insurance protects your team and provides secure benefits. Talk to a team member today to learn more!

ATTENTION DRIVERS and CREWS!

Our Competitive Advantage Program (CAP) helps protect and provide for those who need insurance against the risks of motorsports. It's easy, affordable and smart!

$279 FLAT RATE
ANNUAL PREMIUM
for DRIVERS & CREW

No Minimum or Maximum
Number of Events!

• $500,000 full excess accident medical expenses over the participant's health insurance and track's Participant Accident Insurance
• $10,000 accidental death and dismemberment US and International coverage
• Two year benefit window; Priority claims service and communication
• Discount packages available for members with safety equipment manufacturers

Off Track & Storage

Risks don’t end when the race is over. Protect your assets on and off the track with our off-track and storage coverage. From facilities to vehicles and everything in between, we’re conscious of the capital you’ve invested in racing and are here to help you ensure the care of your assets.

Owners & Sponsors Liability

We’ve got your back! With all that you have on your plate, its important to know that you aren’t in it alone. Our team works closely with you to determine your risk management needs, tailoring a solution that frees you from risk so you can enjoy the race.

Open Track

Designed for the experienced track day enthusiast!  OpenTrack is perfect for casual drivers and offers daily on-demand physical damage insurance for instant coverage when drivers need it, even live on track day. Membership offers year-round protection with access to premium driver coaching.

Track Day Insurance Coverage:

OpenTrack offers coverage on both street-licensed vehicles and non-licensed track cars. Coverage limits are set at $500,000 for physical damage and $2 million for liability. *Note: coverage extends to non-competition track time only:  HPDE events, private track days, and member days at private driving clubs.

Dive Better Pro Driver Coaching:

Drive Better is OpenTrack's pro driver coaching division led by our in-house professional driver, is 100% FREE for Annual Members, and includes:

• 1-on-1 coaching
• Members-only webinars
• Exclusive track guides
• On-demand coaching content
• Custom member dashboard

Annual Membership Benefits:

• Unlimited cars
• Unlimited drivers
• Unlimited events
• More than 110 covered tracks
• Flexible payments
• 365 days coverage

Entertainment & Sport Venues

Risk isn’t specific to racing. Our line of products protects a wide variety of events and their corresponding venues. We tailor solutions to your needs and have experience providing comprehensive packages to centralize and simplify your insurance coverage.

Weather Insurance

While we can’t help control the weather, we can help you manage the risks. Take control of the outcome by being prepared with one of our weather insurance solutions. Like all our products, we select it with your unique circumstances in mind to provide you the best coverage for your needs.

Golf Tournaments

From fundraisers to scrambles, tournaments to “just for fun”, we’ll help you manage the risks so you can enjoy the event. We are proud to offer some of the most competitive and comprehensive coverage in the industry, ranging from coverage for participants and spectators to golf teams and supplies.